{"id":51475356,"url":"https://github.com/asmuelle/regdelta","last_synced_at":"2026-07-06T20:30:32.532Z","repository":{"id":366004631,"uuid":"1266480322","full_name":"asmuelle/regdelta","owner":"asmuelle","description":"A living, citation-pinned obligation map for SME compliance teams: an agent watches regulators in your jurisdictions daily and maintains an always-current, audit-ready wiki of what changed, who it affects, and what you must do by when.","archived":false,"fork":false,"pushed_at":"2026-07-04T14:15:52.000Z","size":526,"stargazers_count":0,"open_issues_count":0,"forks_count":0,"subscribers_count":0,"default_branch":"main","last_synced_at":"2026-07-04T16:08:12.918Z","etag":null,"topics":["compliance","legal-tech","llm","monitoring","regtech","regulatory","saas"],"latest_commit_sha":null,"homepage":"https://asmuelle.github.io/regdelta/","language":"TypeScript","has_issues":true,"has_wiki":null,"has_pages":null,"mirror_url":null,"source_name":null,"license":null,"status":null,"scm":"git","pull_requests_enabled":true,"icon_url":"https://github.com/asmuelle.png","metadata":{"files":{"readme":"README.md","changelog":null,"contributing":null,"funding":null,"license":null,"code_of_conduct":null,"threat_model":null,"audit":null,"citation":null,"codeowners":null,"security":null,"support":null,"governance":null,"roadmap":null,"authors":null,"dei":null,"publiccode":null,"codemeta":null,"zenodo":null,"notice":null,"maintainers":null,"copyright":null,"agents":"AGENTS.md","dco":null,"cla":null}},"created_at":"2026-06-11T16:51:30.000Z","updated_at":"2026-07-04T14:15:49.000Z","dependencies_parsed_at":null,"dependency_job_id":null,"html_url":"https://github.com/asmuelle/regdelta","commit_stats":null,"previous_names":["asmuelle/regdelta"],"tags_count":0,"template":false,"template_full_name":null,"purl":"pkg:github/asmuelle/regdelta","repository_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/asmuelle%2Fregdelta","tags_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/asmuelle%2Fregdelta/tags","releases_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/asmuelle%2Fregdelta/releases","manifests_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/asmuelle%2Fregdelta/manifests","owner_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/owners/asmuelle","download_url":"https://codeload.github.com/asmuelle/regdelta/tar.gz/refs/heads/main","sbom_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/asmuelle%2Fregdelta/sbom","scorecard":null,"host":{"name":"GitHub","url":"https://github.com","kind":"github","repositories_count":286080680,"owners_count":35205739,"icon_url":"https://github.com/github.png","version":null,"created_at":"2022-05-30T11:31:42.601Z","updated_at":"2026-05-26T15:22:16.424Z","status":"online","status_checked_at":"2026-07-06T02:00:07.184Z","response_time":106,"last_error":null,"robots_txt_status":"success","robots_txt_updated_at":"2025-07-24T06:49:26.215Z","robots_txt_url":"https://github.com/robots.txt","online":true,"can_crawl_api":true,"host_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub","repositories_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories","repository_names_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repository_names","owners_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/owners"}},"keywords":["compliance","legal-tech","llm","monitoring","regtech","regulatory","saas"],"created_at":"2026-07-06T20:30:31.850Z","updated_at":"2026-07-06T20:30:32.515Z","avatar_url":"https://github.com/asmuelle.png","language":"TypeScript","funding_links":[],"categories":[],"sub_categories":[],"readme":"# RegDelta\n\n[![CI](https://github.com/asmuelle/regdelta/actions/workflows/ci.yml/badge.svg)](https://github.com/asmuelle/regdelta/actions/workflows/ci.yml)\n\n\u003e A living, citation-pinned obligation map for SME compliance teams: an agent watches regulators in your jurisdictions daily and maintains an always-current, audit-ready wiki of what changed, who it affects, and what you must do by when — at 1/30th of enterprise RCM pricing.\n\n**Category:** LLM wiki / auto-research (living documents + delta alerts, à la Karpathy)\n\n## Concept\n\nA living, citation-pinned obligation map for SME compliance teams: an agent watches regulators in your jurisdictions daily and maintains an always-current, audit-ready wiki of what changed, who it affects, and what you must do by when — at 1/30th of enterprise RCM pricing.\n\n## Target User\n\nCompliance officers and ops leads running 1-3 person compliance functions at SME fintechs, healthtech companies, lenders, crypto custodians, and accounting firms covering multiple states. The clearest underserved budget-holder found: a ~$1.1B RCM market growing 8.7-15.8% CAGR where 44% still track manually, and a missed effective date is a personal, career-level liability.\n\n## Auto-Research Mechanic (the living document + delta engine)\n\nOnboarding compiles a company profile (products x jurisdictions x license types) into a monitored primary-source set: Federal Register, agency dockets and guidance (CFPB, FinCEN, OCC, SEC, HHS/OCR, FDA), state regulator bulletins, legislature trackers, EUR-Lex/FCA for cross-border, enforcement-action feeds. Daily content-hash diffing of structured, crawl-friendly government sources; cheap-model triage classifies applicability against the company profile; frontier pass updates topic-scoped living articles ('BNPL lending — California'), each obligation node carrying pinned source text, effective date, comment deadline, and full version history. Deltas ship as change cards with a redline against prior rule text, affected products, required action, and deadline; an entailment check runs before any edit publishes. High-materiality items alert immediately; the rest lands in a weekly digest. Full versioned change history exports as an examiner-facing audit log.\n\n## Product Surface\n\nWeb SaaS as system of record (obligation map, redline diffs, immutable change log, PDF/CSV audit-trail export — the artifact compliance buyers show examiners) with Slack and email delta alerts.\n\n## Why Now (2026 timing)\n\n14,000+ regulatory updates/year with accelerating state-level fragmentation (privacy, AI rules, money-transmitter licensing) make a 1-person manual function impossible. Incumbent RCM is quote-only with zero self-serve tier and zero cheap challengers found. Government primary sources are openly crawlable — immune to the publisher-blocking wall (Cloudflare pay-per-crawl, RSL, 79% of top news sites blocking bots) strangling general-web agents.\n\n## Tech Stack \u0026 Unit Economics\n\nIngestion: Federal Register API + regulations.gov API + eCFR XML (all free) for federal; agency RSS/HTML fetchers; LegiScan API paid tier (~$5-15K/yr for broad state coverage) plus Open States for legislatures; per-state adapter scrapers (Zyte/Firecrawl for hostile sites) for regulator bulletins; manual/licensed workaround needed where admin codes are Lexis/Westlaw-hosted. Pipeline: scheduled crawl (plain cron/queue or Temporal — this is a deterministic pipeline, not open-ended agency), normalized text snapshots in Postgres+S3, content-hash plus DOM-aware structural diffing. Triage: Haiku 4.5 or Gemini Flash classifying diffs against company-profile embeddings (products x jurisdictions x license types). Synthesis: Sonnet 4.6-class generating change cards with offset-anchored quote pins into stored source snapshots; separate NLI/entailment verifier pass plus deterministic validators (dates parse, citations resolve, effective dates match source text). Storage: event-sourced obligation graph in Postgres for immutable version history; PDF/CSV export service. Delivery: web app + Slack/email. Human layer (non-negotiable in year 1): editorial review queue gating high-materiality cards. Unit economics at ~100 customers: shared crawl infra $3-5/customer/mo, LegiScan amortized $4-15, cheap-model triage $3-10, frontier synthesis + verification $5-15 (50-200 deltas/customer/mo at $0.10-0.50 each) = $15-45/mo pure machine COGS — close to the pitch's claim. But expert QA at even 1-2 hrs/customer/mo adds $100-300, making realistic blended COGS $120-350/customer/mo initially, declining as the applicability classifier earns trust. Realistic gross margin: 60-75% at the $499 tier, negative at $199 with QA. Viable shape: drop the $199 tier, launch single-vertical (consumer lending or money transmission), ~10 jurisdictions, $499/$999 pricing.\n","project_url":"https://awesome.ecosyste.ms/api/v1/projects/github.com%2Fasmuelle%2Fregdelta","html_url":"https://awesome.ecosyste.ms/projects/github.com%2Fasmuelle%2Fregdelta","lists_url":"https://awesome.ecosyste.ms/api/v1/projects/github.com%2Fasmuelle%2Fregdelta/lists"}