{"id":20354880,"url":"https://github.com/datasets/zopa","last_synced_at":"2025-07-14T06:04:50.285Z","repository":{"id":142845483,"uuid":"8236951","full_name":"datasets/zopa","owner":"datasets","description":"Data on interest rate and risk (default rates) at ZOPA, the peer-to-peer marketplace for money.","archived":false,"fork":false,"pushed_at":"2024-10-25T14:24:48.000Z","size":106,"stargazers_count":6,"open_issues_count":0,"forks_count":6,"subscribers_count":7,"default_branch":"main","last_synced_at":"2025-04-12T02:37:35.310Z","etag":null,"topics":[],"latest_commit_sha":null,"homepage":null,"language":"Python","has_issues":true,"has_wiki":null,"has_pages":null,"mirror_url":null,"source_name":null,"license":null,"status":null,"scm":"git","pull_requests_enabled":true,"icon_url":"https://github.com/datasets.png","metadata":{"files":{"readme":"README.md","changelog":null,"contributing":null,"funding":null,"license":null,"code_of_conduct":null,"threat_model":null,"audit":null,"citation":null,"codeowners":null,"security":null,"support":null,"governance":null,"roadmap":null,"authors":null,"dei":null,"publiccode":null,"codemeta":null,"zenodo":null}},"created_at":"2013-02-16T14:46:45.000Z","updated_at":"2024-10-25T14:24:52.000Z","dependencies_parsed_at":"2024-11-14T23:10:15.817Z","dependency_job_id":"f94c51da-b52d-4eb4-bfc6-7b8a9d831e43","html_url":"https://github.com/datasets/zopa","commit_stats":null,"previous_names":[],"tags_count":0,"template":false,"template_full_name":null,"purl":"pkg:github/datasets/zopa","repository_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/datasets%2Fzopa","tags_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/datasets%2Fzopa/tags","releases_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/datasets%2Fzopa/releases","manifests_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/datasets%2Fzopa/manifests","owner_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/owners/datasets","download_url":"https://codeload.github.com/datasets/zopa/tar.gz/refs/heads/main","sbom_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/datasets%2Fzopa/sbom","host":{"name":"GitHub","url":"https://github.com","kind":"github","repositories_count":265249651,"owners_count":23734505,"icon_url":"https://github.com/github.png","version":null,"created_at":"2022-05-30T11:31:42.601Z","updated_at":"2022-07-04T15:15:14.044Z","host_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub","repositories_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories","repository_names_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repository_names","owners_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/owners"}},"keywords":[],"created_at":"2024-11-14T23:10:13.414Z","updated_at":"2025-07-14T06:04:50.268Z","avatar_url":"https://github.com/datasets.png","language":"Python","funding_links":[],"categories":[],"sub_categories":[],"readme":"\u003ca className=\"gh-badge\" href=\"https://datahub.io/core/zopa\"\u003e\u003cimg src=\"https://badgen.net/badge/icon/View%20on%20datahub.io/orange?icon=https://datahub.io/datahub-cube-badge-icon.svg\u0026label\u0026scale=1.25\" alt=\"badge\" /\u003e\u003c/a\u003e\n\nData on interest rate and risk (default rates) at ZOPA, the peer-to-peer marketplace for money.\n\n### Data\n\nDownloaded directly from ZOPA's website (see home page url).\n\n* Expected Lifetime Bad Debt Rate - the prediction for bad debt in the lifetime of the loan per market\n* Expected Annual Bad Debt Rate - the prediction for bad debt, annualised to determine impact on annual return\n* Loan Value in Market - the total value of loans within each market\n* Loans in Arrears - the value of loans currently going through the arrears collections process - these may reduce with borrower payments\n* Defaults and arrears: assumes 50% of arrears are recovered\n* Defaulted Loans - the value of loans that have gone through the arrears collection process, and have now been purchased by our collections agency\n\nBad debt rates for all time are estimated ('expected').\n\n### Openness: Open (?)\n\nData is publicly available on their website and no explicit restrictions are stated but there is also no explicit license.\n\n","project_url":"https://awesome.ecosyste.ms/api/v1/projects/github.com%2Fdatasets%2Fzopa","html_url":"https://awesome.ecosyste.ms/projects/github.com%2Fdatasets%2Fzopa","lists_url":"https://awesome.ecosyste.ms/api/v1/projects/github.com%2Fdatasets%2Fzopa/lists"}