{"id":21823142,"url":"https://github.com/kishore-sr/creditworthy","last_synced_at":"2026-04-11T03:05:13.974Z","repository":{"id":263915219,"uuid":"891633242","full_name":"Kishore-SR/CreditWorthy","owner":"Kishore-SR","description":" AI-powered web app built at \"Codeathon 2024\" IIIT Bangalore","archived":false,"fork":false,"pushed_at":"2024-12-11T17:50:22.000Z","size":863,"stargazers_count":1,"open_issues_count":0,"forks_count":0,"subscribers_count":1,"default_branch":"main","last_synced_at":"2025-01-26T07:43:46.938Z","etag":null,"topics":["clerk-auth","node-js","numpy","pandas","python","reactjs","streamlit"],"latest_commit_sha":null,"homepage":"https://creditworthy.vercel.app","language":"JavaScript","has_issues":true,"has_wiki":null,"has_pages":null,"mirror_url":null,"source_name":null,"license":null,"status":null,"scm":"git","pull_requests_enabled":true,"icon_url":"https://github.com/Kishore-SR.png","metadata":{"files":{"readme":"README.md","changelog":null,"contributing":null,"funding":null,"license":null,"code_of_conduct":null,"threat_model":null,"audit":null,"citation":null,"codeowners":null,"security":null,"support":null,"governance":null,"roadmap":null,"authors":null,"dei":null,"publiccode":null,"codemeta":null}},"created_at":"2024-11-20T17:16:14.000Z","updated_at":"2024-12-11T17:50:26.000Z","dependencies_parsed_at":null,"dependency_job_id":"6f560433-9845-4ef9-8d1d-3020e5ac57f6","html_url":"https://github.com/Kishore-SR/CreditWorthy","commit_stats":null,"previous_names":["kishore-sr/creditworthy"],"tags_count":0,"template":false,"template_full_name":null,"repository_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/Kishore-SR%2FCreditWorthy","tags_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/Kishore-SR%2FCreditWorthy/tags","releases_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/Kishore-SR%2FCreditWorthy/releases","manifests_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories/Kishore-SR%2FCreditWorthy/manifests","owner_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/owners/Kishore-SR","download_url":"https://codeload.github.com/Kishore-SR/CreditWorthy/tar.gz/refs/heads/main","host":{"name":"GitHub","url":"https://github.com","kind":"github","repositories_count":244788931,"owners_count":20510462,"icon_url":"https://github.com/github.png","version":null,"created_at":"2022-05-30T11:31:42.601Z","updated_at":"2022-07-04T15:15:14.044Z","host_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub","repositories_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repositories","repository_names_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/repository_names","owners_url":"https://repos.ecosyste.ms/api/v1/hosts/GitHub/owners"}},"keywords":["clerk-auth","node-js","numpy","pandas","python","reactjs","streamlit"],"created_at":"2024-11-27T17:19:58.046Z","updated_at":"2025-12-30T20:53:02.672Z","avatar_url":"https://github.com/Kishore-SR.png","language":"JavaScript","funding_links":[],"categories":[],"sub_categories":[],"readme":"## CreditWorthy 🏛️\n\nCreditWorthy is a web app designed to assess the creditworthiness of unbanked nano-entrepreneurs, such as local vegetable vendors, laundry service providers, and kirana store owners. \n\nThis project was created for the **AI \u0026 Data Science Codeathon 2024**, a 24-hour hackathon organized by RBIHub, IIITB Innovation Center, in collaboration with Canara Bank, held on **20-21 November 2024**.\n\n`🏅 Our team \"Cosmic\" proudly secured 2nd Runner-Up, winning ₹75,000 for this project CreditWorthy.`\n\n[![Project Link](https://img.shields.io/badge/Project%20Link-37a779?style=for-the-badge)](https://creditworthy.vercel.app/)  \u0026nbsp; \n[![Hackathon VIDEO](https://img.shields.io/badge/hackathon%20VIDEO-%23FF0000.svg?style=for-the-badge\u0026logo=YouTube\u0026logoColor=white)](https://youtu.be/vte1DKiFjAM?si=IpzgvN7MllpUI_BB)  \n\n## Problem Statement\n\u003e The problem statement, *\"AI-Driven Credit Access for Unbanked Nano-Entrepreneurs,\"* was provided by the RBIH team during the Codeathon 2024. Our project addresses this challenge by empowering nano-entrepreneurs with innovative AI solutions for financial inclusion.\n\n### Features\n- **AI-Based Credit Scoring**: Uses AI to evaluate creditworthiness based on transaction patterns, business performance, and other alternative data.\n- **Simple Authentication**: Users authenticate via phone number to easily access the platform.\n- **Efficient Data Processing**: Minimal data collection for accurate and efficient credit scoring.\n- **Financial Inclusion**: Helps nano-entrepreneurs access formal credit, enabling business growth and economic empowerment.\n\n### Built Using\n[![React](https://img.shields.io/badge/react-%2320232a.svg?\u0026style=for-the-badge\u0026logo=react\u0026logoColor=%2361DAFB)](https://reactjs.org/)\n[![Python](https://img.shields.io/badge/python-%2314354C.svg?\u0026style=for-the-badge\u0026logo=python\u0026logoColor=white)](https://www.python.org/)\n[![Scikit Learn](https://img.shields.io/badge/scikit_learn-%23F7931E.svg?\u0026style=for-the-badge\u0026logo=scikit-learn\u0026logoColor=white)](https://scikit-learn.org/)\n[![Clerk Auth](https://img.shields.io/badge/clerk_auth-%23047D6A.svg?\u0026style=for-the-badge\u0026logo=clerk\u0026logoColor=white)](https://clerk.dev/)\n[![Express.js](https://img.shields.io/badge/express.js-%23404d59.svg?\u0026style=for-the-badge\u0026logo=express\u0026logoColor=white)](https://expressjs.com/)\n[![Node.js](https://img.shields.io/badge/node.js-%23339933.svg?\u0026style=for-the-badge\u0026logo=node.js\u0026logoColor=white)](https://nodejs.org/)\n[![Vite](https://img.shields.io/badge/Vite-643EED.svg?style=for-the-badge\u0026logo=vite\u0026logoColor=white)](https://vitejs.dev/)\n[![Pandas](https://img.shields.io/badge/pandas-%23150458.svg?\u0026style=for-the-badge\u0026logo=pandas\u0026logoColor=white)](https://pandas.pydata.org/)\n![Streamlit](https://img.shields.io/badge/Streamlit-%23FF4B4B.svg?style=for-the-badge\u0026logoColor=white)\n[![Numpy](https://img.shields.io/badge/numpy-%23013243.svg?\u0026style=for-the-badge\u0026logo=numpy\u0026logoColor=white)](https://numpy.org/)\n\n### Project Preview\n![Image](https://github.com/user-attachments/assets/691cff19-d6b0-4e65-90db-5a5202729ad4)\n![Image](https://github.com/user-attachments/assets/6b32ff37-909d-4ac9-8a50-eb16c39e6fc6)\n![Image](https://github.com/user-attachments/assets/ea66ca30-de51-4a94-899d-eb36800036f1)\n![Image](https://github.com/user-attachments/assets/3205fef7-2772-4cb5-9e3d-0b16c1cc37ca)\n![Image](https://github.com/user-attachments/assets/f5a89357-610b-4366-a7e1-47c635652234)\n![Image](https://github.com/user-attachments/assets/4ff73bb1-df76-4e42-8df3-de84d34283a4)\n![Image](https://github.com/user-attachments/assets/921743c4-1b1e-4c89-93c0-6688ed009559)\n![Image](https://github.com/user-attachments/assets/3038494e-5885-4874-9c65-9181b0bf63b1)\n![Image](https://github.com/user-attachments/assets/f575fd1a-306a-48a6-88c7-7e0a00f57743)\n![Image](https://github.com/user-attachments/assets/1f5b08c7-c4a6-44a7-a184-5a214c173768)\n![Image](https://github.com/user-attachments/assets/7cb5ea6e-9831-40b1-8544-c8f5b542d6c3)\n\n### Run the Project Locally\n\n1. Clone the repository:\n    ```bash\n    git clone https://github.com/Kishore-SR/CreditWorthy.git\n    ```\n2. Navigate to the project directory:\n    ```bash\n    cd CreditWorthy\n    ```\n3. Install dependencies:\n    ```bash\n    npm install\n    ```\n4. Run the development server:\n    ```bash\n    npm run dev\n    ```\n5. Open `http://localhost:5173` in your browser to see this project.\n\n### Additional Commands\n\n- **Run Node Server** (to store contact form data):\n    ```bash\n    node server.js\n    ```\n\n- **Convert ePassbook to JSON** (using Python script):\n    ```bash\n    python convert.py\n    ```\n\n- **Run AI Model** (with Streamlit for credit analysis):\n    ```bash\n    streamlit run Filename.py\n    ```\n    Select the appropriate JSON file for credit analysis during the run.\n\n\n## Team Cosmic\n\n[![Kishore S R](https://img.shields.io/badge/kishore%20s%20r-%230077B5.svg?style=for-the-badge\u0026logo=linkedin\u0026logoColor=white)](https://www.linkedin.com/in/Kishore-SR) \u0026nbsp;\n[![Harshavardhan M](https://img.shields.io/badge/harshavardhan%20m-%230077B5.svg?style=for-the-badge\u0026logo=linkedin\u0026logoColor=white)](https://www.linkedin.com/in/harshavardhan-md/) \u0026nbsp;\n[![Hitesh P](https://img.shields.io/badge/hitesh%20p-%230077B5.svg?style=for-the-badge\u0026logo=linkedin\u0026logoColor=white)](https://www.linkedin.com/in/hitesh-p-aa55662a3)\n\u0026nbsp;\n[![Jeevan N](https://img.shields.io/badge/jeevan%20n-%230077B5.svg?style=for-the-badge\u0026logo=linkedin\u0026logoColor=white)](https://www.linkedin.com/in/jeevan-n-39a5652a3)\n\u0026nbsp;\n[![Rishi Majeti](https://img.shields.io/badge/Rishi%20Majeti-%230077B5.svg?style=for-the-badge\u0026logo=linkedin\u0026logoColor=white)](https://www.linkedin.com/in/rishi-majeti-01b6102b4/)\n","project_url":"https://awesome.ecosyste.ms/api/v1/projects/github.com%2Fkishore-sr%2Fcreditworthy","html_url":"https://awesome.ecosyste.ms/projects/github.com%2Fkishore-sr%2Fcreditworthy","lists_url":"https://awesome.ecosyste.ms/api/v1/projects/github.com%2Fkishore-sr%2Fcreditworthy/lists"}