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https://github.com/blue-mix/cashio

A modern, privacy-first personal finance tracker built with Jetpack Compose.
https://github.com/blue-mix/cashio

android-app expense-tracker jetpack-compose koin-kotlin kotlin notification-parsing sms-parser

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A modern, privacy-first personal finance tracker built with Jetpack Compose.

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Cashio Logo

Cashio


A modern, privacy-first personal finance tracker built with Jetpack Compose.


Kotlin
Compose
Material3
Architecture
License

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## Smart Expense & Income Tracker for Android

Cashio is a production-grade personal finance app built with Jetpack Compose and clean architecture principles. It focuses on clarity, speed, and thoughtful UX, enabling users to track expenses and income with calendar-based insights, meaningful visuals, and smooth interactions.

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## App Screens







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## Product Philosophy

Cashio was built to address a common weakness in many expense trackers: showing numbers without helping users understand their spending.

Core design principles:
* Calendar-first exploration
* Visual spending intensity via heatmaps
* Fast, low-friction data entry
* Local-first and privacy-respecting by default

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## Key Features

### Smart Transaction Tracking
* Add expenses & income with categories, notes, date & time
* Edit transactions seamlessly
* Clear validation and error handling

### Calendar-Driven History
* Monthly calendar heatmap showing spending intensity
* Tap any date to instantly filter transactions
* Day-grouped expandable transaction cards

### Analytics & Insights
* Monthly spend overview
* Category-wise breakdown
* Net income vs expense indicators

### Polished UX & Motion
* Compose animations for hierarchy and feedback
* Haptic feedback for meaningful actions
* Material 3 styling with semantic colors

### Privacy-First
* Local-first data handling
* No ads, no tracking SDKs
* Designed with Play Store policy compliance in mind

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## Architecture Overview

Cashio follows Clean Architecture + MVVM with strict separation of concerns.

```text
data/
├── local/
├── notification/
├── repository/
└── sms/
domain/
├── model/
├── repository/
└── usecase/
├── base/
├── category/
├── expense/
├── keyword/
└── preferences/
presentation/
├── add/
├── analytics/
├── categories/
├── common/
├── history/
├── home/
├── keyword/
├── onboarding/
├── settings/
└── transaction/
ui/
├── components/
├── defaults/
├── navigation/
└── theme/
```

### Architectural Principles
* Single source of truth via immutable UI state
* Unidirectional data flow
* Business logic isolated in UseCases
* UI is fully state-driven

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## Engineering Highlights

### State Management
* No UI-side sorting or filtering
* ViewModels own all transformation logic
* Predictable, testable state flows

### Calendar Heatmap
* Dynamic percentile-based intensity
* Automatically adapts to individual spending habits
* Avoids hardcoded thresholds that break across users

### Performance
* Pre-sorted day groups computed once
* Lazy rendering only where data size demands it
* Zero recomposition loops from derived UI logic

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## Status

Feature-complete core flows; polishing analytics and performance; preparing for Play Store compliance.

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## Testing Strategy

* ViewModel logic is isolated and testable
* UI driven by deterministic state
* Defensive error handling for all data flows

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## Installation

```bash
git clone https://github.com/your-username/cashio.git
```

Open in Android Studio Hedgehog+, sync Gradle, and run on an emulator or device.

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## Contributing

This project is currently maintained by a single developer. Thoughtful discussions, suggestions, and PRs are welcome.

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## Vision

Cashio aims to be a fast, beautiful, and trustworthy personal finance companion, built with the same rigor and care as professional fintech products.

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