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https://github.com/govalues/money

Immutable monetary amounts and exchange rates for Go
https://github.com/govalues/money

currencies currencies-conversions currency decimal exchange-rate financial floating-point go golang iso-4217 money

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Immutable monetary amounts and exchange rates for Go

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README

        

# money

[![githubb]][github]
[![codecovb]][codecov]
[![goreportb]][goreport]
[![godocb]][godoc]
[![licenseb]][license]
[![versionb]][version]
[![awesomeb]][awesome]

Package money implements immutable monetary amounts and exchange rates for Go.

## Features

- **Optimized Performance** - Utilizes `uint64` for coefficients, reducing heap
allocations and memory consumption.
- **High Precision** - Supports 19 digits of precision, which allows representation
of amounts between -99,999,999,999,999,999.99 and 99,999,999,999,999,999.99 inclusive.
- **Immutability** - Once an amount or exchange rate is set, it remains unchanged.
This immutability ensures safe concurrent access across goroutines.
- **Banker's Rounding** - Methods use half-to-even rounding, also known as "banker's rounding",
which minimizes cumulative rounding errors commonly seen in financial calculations.
- **No Panics** - All methods are designed to be panic-free.
Instead of potentially crashing your application, they return errors for issues
such as overflow, division by zero, or currency mismatch.
- **Correctness** - Fuzz testing is used to [cross-validate] arithmetic operations
against the [cockroachdb] and [shopspring] decimal packages.

## Getting started

### Installation

To add the money package to your Go workspace:

```bash
go get github.com/govalues/money
```

### Usage

Create amount using one of the constructors.
After creating a monetary amount, various operations can be performed:

```go
package main

import (
"fmt"
"github.com/govalues/decimal"
"github.com/govalues/money"
)

func main() {
// Constructors
a, _ := money.NewAmount("USD", 8, 0) // a = $8.00
b, _ := money.ParseAmount("USD", "12.5") // b = $12.50
c, _ := money.NewAmountFromFloat64("USD", 2.567) // c = $2.567
d, _ := money.NewAmountFromInt64("USD", 7, 896, 3) // d = $7.896
r, _ := money.NewExchRate("USD", "EUR", 9, 1) // r = $/€ 0.9
x, _ := decimal.New(2, 0) // x = 2

// Operations
fmt.Println(a.Add(b)) // $8.00 + $12.50
fmt.Println(a.Sub(b)) // $8.00 - $12.50

fmt.Println(a.Mul(x)) // $8.00 * 2
fmt.Println(a.FMA(x, b)) // $8.00 * 2 + $12.50
fmt.Println(r.Conv(a)) // $8.00 * $/€ 0.9

fmt.Println(a.Quo(x)) // $8.00 ÷ 2
fmt.Println(a.QuoRem(x)) // $8.00 ÷ 2, $8.00 mod 2
fmt.Println(a.Rat(b)) // $8.00 ÷ $12.50
fmt.Println(a.Split(3)) // $8.00 into 3 parts

// Rounding to 2 decimal places
fmt.Println(c.RoundToCurr()) // 2.57
fmt.Println(c.CeilToCurr()) // 2.57
fmt.Println(c.FloorToCurr()) // 2.56
fmt.Println(c.TruncToCurr()) // 2.56

// Conversions
fmt.Println(d.Int64(9)) // 7 896000000
fmt.Println(d.Float64()) // 7.896
fmt.Println(d.String()) // USD 7.896

// Formatting
fmt.Printf("%v\n", d) // USD 7.896
fmt.Printf("%[1]f %[1]c\n", d) // 7.896 USD
fmt.Printf("%f\n", d) // 7.896
fmt.Printf("%c\n", d) // USD
fmt.Printf("%d\n", d) // 790
}
```

## Documentation

For detailed documentation and additional examples, visit the package
[documentation](https://pkg.go.dev/github.com/govalues/money#section-documentation).

## Comparison

Comparison with other popular packages:

| Feature | govalues | [rhymond] v1.0.10 | [bojanz] v1.2.1 |
| ------------------------------- | -------------- | ----------------- | --------------- |
| Speed | High | Medium | Medium |
| Numeric Representation | Floating Point | Fixed Point | Floating Point |
| Precision | 19 digits | 18 digits | 39 digits |
| Default Rounding | Half to even | Not supported | Half up |
| Overflow Control | Yes | No[^wrap] | Yes |
| Support for Division | Yes | No | Yes |
| Support for Currency Conversion | Yes | No | Yes |

[^wrap]: [rhymond] does not detect overflow and returns an invalid result.
For example, 92,233,720,368,547,758.07 + 0.01 results in -92,233,720,368,547,758.08.

### Benchmarks

```text
goos: linux
goarch: amd64
pkg: github.com/govalues/money-tests
cpu: AMD Ryzen 7 3700C with Radeon Vega Mobile Gfx
```

| Test Case | Expression | govalues | [rhymond] v1.0.10 | [bojanz] v1.2.1 | govalues vs rhymond | govalues vs bojanz |
| ----------- | --------------------- | -------: | ----------------: | --------------: | ------------------: | -----------------: |
| Add | $2.00 + $3.00 | 22.95n | 218.30n | 144.10n | +851.41% | +528.02% |
| Mul | $2.00 * 3 | 21.80n | 133.40n | 239.60n | +511.79% | +998.83% |
| QuoExact | $2.00 ÷ 4 | 80.12n | n/a[^nodiv] | 468.05n | n/a | +484.19% |
| QuoInfinite | $2.00 ÷ 3 | 602.1n | n/a[^nodiv] | 512.4n | n/a | -14.91% |
| Split | $2.00 into 10 parts | 374.9n | 897.0n | n/a[^nosplit] | +139.28% | n/a |
| Conv | $2.00 to € | 30.88n | n/a[^noconv] | 348.50n | n/a | +1028.38% |
| Parse | $1 | 44.99n | 139.50n | 99.09n | +210.07% | +120.26% |
| Parse | $123.456 | 61.45n | 148.60n | 240.90n | +141.82% | +292.03% |
| Parse | $123456789.1234567890 | 131.2n | 204.4n | 253.0n | +55.85% | +92.87% |
| String | $1 | 38.48n | 200.70n | 89.92n | +421.50% | +133.65% |
| String | $123.456 | 56.34n | 229.90n | 127.05n | +308.02% | +125.49% |
| String | $123456789.1234567890 | 84.73n | 383.30n | 277.55n | +352.38% | +227.57% |
| Telco | see [specification] | 224.2n | n/a[^nofracmul] | 1944.0n | n/a | +766.89% |

[^nodiv]: [rhymond] does not support division.

[^noconv]: [rhymond] does not support currency conversion.

[^nofracmul]: [rhymond] does not support multiplication by a fraction.

[^nosplit]: [bojanz] does not support splitting into parts.

The benchmark results shown in the table are provided for informational purposes
only and may vary depending on your specific use case.

[codecov]: https://codecov.io/gh/govalues/money
[codecovb]: https://img.shields.io/codecov/c/github/govalues/money/main?color=brightcolor
[goreport]: https://goreportcard.com/report/github.com/govalues/money
[goreportb]: https://goreportcard.com/badge/github.com/govalues/money
[github]: https://github.com/govalues/money/actions/workflows/go.yml
[githubb]: https://img.shields.io/github/actions/workflow/status/govalues/money/go.yml
[godoc]: https://pkg.go.dev/github.com/govalues/money#section-documentation
[godocb]: https://img.shields.io/badge/go.dev-reference-blue
[version]: https://go.dev/dl
[versionb]: https://img.shields.io/github/go-mod/go-version/govalues/money?label=go
[license]: https://en.wikipedia.org/wiki/MIT_License
[licenseb]: https://img.shields.io/github/license/govalues/money?color=blue
[awesome]: https://github.com/avelino/awesome-go#financial
[awesomeb]: https://awesome.re/mentioned-badge.svg
[rhymond]: https://pkg.go.dev/github.com/Rhymond/go-money
[bojanz]: https://pkg.go.dev/github.com/bojanz/currency
[cockroachdb]: https://pkg.go.dev/github.com/cockroachdb/apd
[shopspring]: https://pkg.go.dev/github.com/shopspring/decimal
[specification]: https://speleotrove.com/decimal/telcoSpec.html
[cross-validate]: https://github.com/govalues/decimal-tests/blob/main/decimal_fuzz_test.go