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https://github.com/kamalbuilds/stellar-mobile-money
https://github.com/kamalbuilds/stellar-mobile-money
stellar stellar-mobile-money
Last synced: 3 days ago
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- Host: GitHub
- URL: https://github.com/kamalbuilds/stellar-mobile-money
- Owner: kamalbuilds
- Created: 2024-11-07T06:03:14.000Z (7 days ago)
- Default Branch: main
- Last Pushed: 2024-11-08T10:20:35.000Z (6 days ago)
- Last Synced: 2024-11-08T11:24:19.760Z (6 days ago)
- Topics: stellar, stellar-mobile-money
- Language: TypeScript
- Homepage: https://stellar-mobile-money.vercel.app
- Size: 274 KB
- Stars: 1
- Watchers: 1
- Forks: 1
- Open Issues: 0
-
Metadata Files:
- Readme: README.md
Awesome Lists containing this project
README
# Stellar Mobile Money Bridge
> Bridging the gap between traditional mobile money services and the Stellar blockchain network for seamless cross-border transactions and financial inclusion.
## Problem Statement
Mobile money services have revolutionized financial access in developing regions, with 1.75 billion registered accounts generating $1.4 trillion in transaction volume (2023). However, these services often operate in isolation, lacking interoperability with:
- Traditional banking systems
- Digital currencies
- Cross-border payment networks
- Other mobile money providersThis fragmentation limits the utility and reach of mobile money services, particularly for:
- International remittances
- Cross-border commerce
- Access to global financial services
- Stable value storage options## Solution
Stellar Mobile Money Bridge connects mobile money platforms to the Stellar network, enabling:
- Seamless conversion between mobile money and digital assets
- Access to Stellar's global payment infrastructure
- Integration with Stellar's anchor network for fiat on/off ramps
- Support for stable digital currencies like USDC## Key Features
### Mobile Money Integration
- Support for major mobile money APIs (GSMA, Kora, MTN MoMo)
- QR code-based merchant payments
- Real-time transaction status tracking
- Automated mobile money account verification### Stellar Network Features
- Stellar wallet creation and management
- Send/receive payments in XLM and other Stellar assets
- Support for multi-signature accounts
- Integration with Stellar's decentralized exchange### Cross-Border Capabilities
- International remittances via Stellar rails
- Currency conversion through anchors
- USDC-based stable value storage
- Multi-currency support### Security & Compliance
- Industry-standard encryption
- Multi-factor authentication
- KYC/AML compliance tools
- Transaction monitoring## Technical Architecture
### Frontend
- Built with Next.js for optimal performance
- Responsive design for mobile and desktop
- Progressive web app capabilities
- Real-time transaction updates### Stellar Integration
- Uses Stellar SDK for blockchain interactions
- Horizon API integration for network access
- Custom smart contract integration
- Automated transaction reconciliation### Mobile Money Integration
- GSMA Mobile Money API compatibility
- Support for multiple providers
- Automated status tracking
- Error handling and retry logic## Getting Started
1. Clone the repository:
```bash
git clone https://github.com/kamalbuilds/stellar-mobile-money
cd stellar-mobile-money
```2. Install dependencies:
```bash
npm install
```3. Configure environment variables:
```bash
cp .env.example .env.local
# Edit .env.local with your API keys
```4. Run development server:
```bash
npm run dev
```## Configuration
The application requires the following environment variables:
```env
# Stellar Network
NEXT_PUBLIC_STELLAR_NETWORK=testnet/public
NEXT_PUBLIC_HORIZON_URL=https://horizon-testnet.stellar.org# Mobile Money APIs
NEXT_PUBLIC_KORA_API_KEY=your_kora_api_key
NEXT_PUBLIC_MOMO_API_KEY=your_momo_api_key# Additional Services
NEXT_PUBLIC_API_URL=your_api_url
```## Development Roadmap
- [x] Basic Stellar wallet integration
- [x] Mobile money payment processing
- [ ] Multi-provider support
- [ ] Enhanced security features
- [ ] Additional stable assets
- [ ] Advanced reporting
- [ ] Mobile app version## Contributing
We welcome contributions! Please see our [Contributing Guide](CONTRIBUTING.md) for details.
## License
This project is licensed under the MIT License - see the [LICENSE](LICENSE) file for details.
## Support
For support and questions:
- Create an issue in this repository
- Contact our support team
- Join our Discord community## Acknowledgments
- Stellar Development Foundation
- GSMA Mobile Money API team
- Mobile Money providers
- Open source community
---