https://github.com/splch/credit-card-payoff

https://github.com/splch/credit-card-payoff

Last synced: 5 months ago
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• Host: GitHub
• URL: https://github.com/splch/credit-card-payoff
• Owner: splch
• License: mit
• Created: 2025-02-11T04:00:34.000Z (over 1 year ago)
• Default Branch: main
• Last Pushed: 2025-02-11T04:48:36.000Z (over 1 year ago)
• Last Synced: 2025-10-13T04:25:03.763Z (9 months ago)
• Language: HTML
• Homepage:
• Size: 13.7 KB
• Stars: 0
• Watchers: 1
• Forks: 0
• Open Issues: 0
• Metadata Files:
  • Readme: README.md
  • License: LICENSE

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README

          
# Credit Card Pay-Off Optimizer

This repository contains a simple web-based tool that helps you optimize your credit card payment strategy using the debt avalanche method. Simply input your credit card details along with your total available budget, and the tool calculates the optimal payment allocation to minimize overall interest.

## Features

- **Easy Setup:** No installation needed—just open the `index.html` file in your browser.

- **Dynamic Input:** Add or remove multiple credit card entries.

- **Auto Computation:** Default minimum payments are auto-computed if left blank.

- **Debt Avalanche Method:** Extra funds are allocated to cards with higher interest rates first.

- **Responsive Design:** Works well on both desktop and mobile devices.

## Usage

0. **Visit the GitHub Page:**

    Open  to view the webpage.

1. **Clone or Download:**  

   Clone the repository or download it as a ZIP file.

   ```bash

   git clone https://github.com/splch/credit-card-payoff-optimizer.git

   ```

2. **Open in Browser:**  

   Open the `index.html` file in your favorite web browser.

3. **Enter Details:**

   - Input your total available budget.

   - Add credit card details by clicking the **Add Credit Card** button.

   - Fill in the balance and interest rate for each card (the minimum payment is auto-computed if left blank).

4. **Calculate Allocation:**  

   Click on the **Calculate Payment Allocation** button to see how your payments will be distributed.

## License

This project is licensed under the [MIT License](LICENSE).

Happy optimizing!