https://github.com/cfpb/debt-collection-files

Native design files for a print version of the model validation notice and source code for a responsive version of the model validation notice designed by the Bureau of Consumer Financial Protection (Bureau) in connection with its proposed debt collection rule.
https://github.com/cfpb/debt-collection-files

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Native design files for a print version of the model validation notice and source code for a responsive version of the model validation notice designed by the Bureau of Consumer Financial Protection (Bureau) in connection with its proposed debt collection rule.

• Host: GitHub
• URL: https://github.com/cfpb/debt-collection-files
• Owner: cfpb
• License: cc0-1.0
• Created: 2019-05-07T13:40:27.000Z (over 5 years ago)
• Default Branch: gh-pages
• Last Pushed: 2021-11-22T19:47:28.000Z (about 3 years ago)
• Last Synced: 2024-04-08T00:16:53.645Z (9 months ago)
• Size: 2.4 MB
• Stars: 7
• Watchers: 32
• Forks: 4
• Open Issues: 0
• Metadata Files:
  • Readme: README.md
  • License: LICENSE

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README

        
This repository contains native design files for Model Form B-1 in appendix B

to Regulation F as finalized in the December 2020 Debt Collection Rule.

This model form is referred to as the model validation notice.

## About the debt collection rule

On December 18, 2020, the Bureau issued amendments to Regulation F,

12 CFR part 1006 (December 2020 Rule),

which implements the Fair Debt Collection Practices Act (FDCPA).

Regulation F prescribes Federal rules governing the activities of

debt collectors, as that term is defined in the FDCPA.

The December 2020 Rule, among other things, clarifies the information that

debt collectors must provide to a consumer

at the outset of debt collection communications and

provides a model validation notice containing such information.

Model Form B-1 in appendix B is the model validation notice that

debt collectors may use to comply with the

information and form requirements of § 1006.34(c) and (d)(1).  

The December 2020 Rule, including use of Model Form B-1,

is effective November 31, 2021.  

Read more about the rule in our

[press release](https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-issues-final-rule-on-consumer-disclosures-related-to-debt-collection/)

and at

[consumerfinance.gov](https://www.consumerfinance.gov/compliance/compliance-resources/other-applicable-requirements/debt-collection/).

## Source files

The Bureau is providing the native design files of the model validation notice

to facilitate compliance with the December 2020 Rule.

### English

| Source file | Preview |

-- | -- | 

| [InDesign](https://github.com/cfpb/debt-collection-files/blob/gh-pages/print/cfpb_debt-collection_model-validation-notice_en.indd) | [PDF](https://github.com/cfpb/debt-collection-files/blob/gh-pages/print/cfpb_debt-collection_model-validation-notice_en.pdf) |  

[Word](https://github.com/cfpb/debt-collection-files/blob/gh-pages/print/cfpb_debt-collection_model-validation-notice_en.docx) | 

### Spanish

| Source file | Preview |

-- | -- |  

| [InDesign](https://github.com/cfpb/debt-collection-files/blob/gh-pages/print/cfpb_debt-collection_model-validation-notice_es.indd) | [PDF](https://github.com/cfpb/debt-collection-files/blob/gh-pages/print/cfpb_debt-collection_model-validation-notice_es.pdf) |  

[Word](https://github.com/cfpb/debt-collection-files/blob/gh-pages/print/cfpb_debt-collection_model-validation-notice_es.docx) | 

## Contributing

We welcome your contributions if any of the design templates

we’ve provided aren’t working for you in any way.

The best way to do this is to

[file an issue](https://github.com/cfpb/debt-collection-files/issues/new)

in this repository’s issue tracker.

_N.B.: Due to the nature of what this repository provides,

we are unlikely to accept suggestions or pull requests that

significantly alter the format or content of what is provided._

## Open source licensing info

1. [TERMS](TERMS.md)

2. [LICENSE](LICENSE)

3. [CFPB Source Code Policy](https://cfpb.github.io/source-code-policy/)

## Disclaimer

The native design files in this repository are provided

for the convenience of the debt collection industry

and to help reduce development costs.

They are not substitutes for otherwise following the requirements of the rule,

and financial institutions must make sure that all disclosures,

regardless of whether they use these design files or not,

comply with the specific requirements of the Debt Collection Rule,

available at

.