https://github.com/mizcausevic-dev/financial-decision-record-audit-stream-reference

AGPL-3.0 reference impl of FinTech audit-stream. 2 orthogonal invariants: FCRA §604 permissible-purpose on every credit-bureau pull + human-credit-officer on adverse recommendations (Reg B + FCRA §615 + CFPB Circular 2023-03). Runs Meridian × CreditMind v4.x trajectory end-to-end.

audit-stream cfpb credit-decisioning ecoa-reg-b fcra fintech kinetic-gain-protocol-suite reference-implementation section-604

Last synced: 01 Jun 2026